Bajaj Life Insurance
One of India's leading private life insurers, offering value-packed term, ULIP, savings, and retirement plans designed to help you achieve every Life Goal.
Get Free QuoteWhy Choose Bajaj Life Insurance?
Bajaj Life Insurance (formerly Bajaj Allianz Life Insurance) is one of India's most trusted life insurance providers, committed to offering value-packed and innovative products that help you achieve your life goals.
99.33% Claim Settlement Ratio
Individual death claim settlement ratio for FY 2025-26
266% Solvency Ratio
Well above the IRDAI mandated 150%, as on 31 March 2026
AAA Stable Rating by CARE
Reflects strong financial stability and backing of the Bajaj Group
Wide Product Range
598+ branches pan-India and 1,61,681+ insurance consultants
Bajaj Life Insurance Products
Explore our complete range of Bajaj Life Insurance solutions — 0% GST on term, ULIP, savings, endowment, and retirement plans
Bajaj Life eTouch II
A non-linked, non-participating term insurance plan with high coverage at affordable premiums.
- • Up to 16% discount on 1st year premium
- • Free health benefits worth up to ₹31,000/year
- • Lifelong income option for parents
- • Tax benefits up to ₹46,800
Bajaj Life Smart Secure ROP
Term insurance with return of premium — get your money back if you survive the policy term.
- • Return of premium at maturity
- • Also available: Superwoman Term (25% less premium for women)
- • Diabetic Term Plan II with up to 10% discount
- • Accidental death benefit rider
Bajaj Life ACE
A savings-cum-protection plan that builds a guaranteed corpus for your life goals.
- • Guaranteed maturity benefit
- • Life cover throughout the policy term
- • Also available: Assured Wealth Goal Platinum, Guaranteed Wealth Goal
- • 0% GST on savings plans
Bajaj Life Goal Suraksha
Traditional endowment plan combining life cover with disciplined, low-risk savings.
- • Guaranteed benefits at maturity
- • Life cover for the full policy term
- • Loan facility available
- • 0% GST on endowment plans
Bajaj Life Goal Assure IV
Market-linked investment plan with life cover — trending with 34.5% CAGR returns.^
- • Zero premium allocation charges
- • Get ₹1 Cr on maturity if invested ₹25k/month for 15 years
- • Return of mortality charges at maturity
- • Also available: Smart Wealth Goal VI, Magnum Fortune Plus III, GAIN, Supreme
Bajaj Life Guaranteed Pension Goal II
Systematic retirement planning with guaranteed annuity and tax benefits.
- • Guaranteed lifelong annuity
- • Section 80C tax benefits
- • Also available: Smart Pension, LongLife Goal III, Saral Pension
- • Joint life option
^Assumed rates of return are illustrative and not guaranteed. In ULIPs, the investment risk in the investment portfolio is borne by the policyholder.
~Individual death claim settlement ratio FY 2025-26 | ^^^Solvency ratio as at 31 March 2026 against IRDAI mandated 150% | ##Individual and group, as on 31st May 2026 | ***AUM as on 31st May 2026
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