Life Insurance Products
Explore our complete range of life insurance solutions from Bajaj and Aditya Birla. Find the perfect coverage for your unique needs.
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Bajaj Life eTouch II
Pure term protection with high coverage at affordable premiums. Ideal for young families.
- • Up to 16% discount on 1st year premium
- • Free health benefits up to ₹31,000/year
- • Tax benefits up to ₹46,800
Aditya Birla Term Shield
Comprehensive term plan with additional critical illness cover option.
- • Critical illness rider
- • Accidental death benefit
- • Convertible option
Bajaj Life Smart Secure ROP
Term insurance with return of premium option — get your money back on survival.
- • Return of premium at maturity
- • Also: Superwoman Term, Diabetic Term Plan II
- • Joint life option
Endowment Plans
Bajaj Life Goal Suraksha
Traditional endowment plan with guaranteed benefits at maturity.
- • Guaranteed maturity benefit
- • Loan facility
- • 0% GST on premiums
Aditya Birla Classic
Simple endowment with limited premium payment term.
- • Limited pay option
- • Money back option
- • Settlement option
Bajaj Life ACE
Savings-cum-protection plan that builds a guaranteed corpus for life goals.
- • Guaranteed maturity benefit
- • Life cover through policy term
- • Also: Assured Wealth Goal Platinum
ULIP
Bajaj Life Goal Assure IV
Market-linked plan with zero premium allocation charges, trending with 34.5% CAGR.^
- • Zero allocation charges
- • Return of mortality charges at maturity
- • Free fund switches
Aditya Birla Premier
Premium ULIP with top-performing funds.
- • Compounded returns
- • Fund stability
- • Portfolio protection
Bajaj Life Smart Wealth Goal VI
Long-term wealth creation with life cover.
- • Loyalty additions
- • Premium protection
- • Also: Magnum Fortune Plus III, GAIN, Supreme
Retirement Plans
Bajaj Life Guaranteed Pension Goal II
Systematic retirement planning with guaranteed lifelong annuity.
- • Guaranteed annuity
- • Section 80C tax benefits
- • Also: Smart Pension, LongLife Goal III, Saral Pension
Aditya Birla Retire
Flexible retirement plan with multiple annuity options.
- • Annuity options
- • Vesting period
- • Death benefit
Aditya Birla Guarantee
Guaranteed pension with capital protection.
- • Capital protection
- • Loyalty additions
- • Joint life option
^Assumed rates of return are illustrative and not guaranteed. In ULIPs, the investment risk in the investment portfolio is borne by the policyholder.
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